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To Consolidate Debts
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zhangsan520

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PostPosted: 09 May 2019 04:26:22    Post subject:  To Consolidate Debts
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SHANGHAI
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, Aug. 4 (Xinhua) -- A total of 523 Taiwan residents will take the National Judicial Examination on the mainland scheduled on Sept. 16 and 17, a Ministry of Justice official said.


Sun Xiaoming, deputy head of the ministry examination division was addressing a seminar which closed on Wednesday in Shanghai.


The National Judicial Examination is the only professional exam for lawyers, judges
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, prosecutors and similar legal professions.


On April 16, 2008, the Taiwan Affairs Office of the State Council permitted Taiwan residents to take the exam. Since then, 3
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,489 candidates from Taiwan have taken the test, 308 were awarded professional qualifications from the Ministry of Justice, Sun said.


A growing number of law graduates from Taiwan are pursuing careers on the mainland.


Lee Ning, who graduated from Soochow University this year became interested in working on the mainland during an exchange program at Beijing's Tsinghua University.


"The culture and language in the mainland and Taiwan have the same roots
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, so I don't notice too many differences," said Lee.


Taiwan's legal profession is saturated and offers little room of career advancement, Lee said. "Development of the mainland means the United States and Japan are no longer the top choices for young graduates in Taiwan."


Lee is interning in Shanghai and will start graduate studies at Taiwan University this fall. She plans to come back to the mainland for a job after graduation.


"I am optimistic about opportunities for Taiwan lawyers in the mainland," said Chan Shih-yi
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, director of a law firm in Taichung.


The Ministry of Justice has made it easier for Taiwan residents to practice law on the mainland, by allowing Taiwan law firms can set up representative offices Fujian, Guangdong, Jiangsu
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, Shanghai and Zhejiang. After three years, representative offices can enter into joint-operations with mainland law firms in these regions.


Mainland law firms in the five regions can also employ Taiwan qualified lawyers as their legal concil in issues concerning Taiwan.


First high speed railway in Inner Mongolia starts operation


Xiamen opens volunteer service stations to greet upcoming BRICS Summit


In pics: lotus flowers amid morning mist in E China


Heavy rain hits NE China causing waterlogging and traffic jam


Military parade held to mark PLA 90th birthday (Part I)


SWAT team members take part in drill


Acrobatic show staged in China's Xinjiang


Martial arts competition held in China's Henan

Take A Quick Peak At The Common Reasons For Getting A Home Loan Loan Refinance

Posted by nick_niesen on October 29th, 2010


So you are interested in getting a home loan loan refinance. For what reason? You must have this clearly established if you wish to get the right deal for you. Having a clear financial objective makes all the difference.


There are many reasons why home owners show interest in a home loan loan refinance. It聮s all situation-specific. This should give you a quick peak at the common reasons for refinancing.


To Get a Lump-Sum Amount


One of the reasons borrowers go for a home loan loan refinance is to get a lump-sum amount that they use to fund major expenditures. You can get this lump-sum amount through a cash-out refinance. This type of refinancing allows you to get the cash equivalent of your home equity that聮s been increasing for the past years. It聮s more like you are withdrawing from a fattening savings account. You can use the cash for a number of purposes: a vacation, home improvement
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, a new car, or for college expenses.


To Switch to a Lower Interest Rate


Switching to a lower interest rate is one of the most inviting reasons for refinancing. Interest rates may be at a boom and practically every lender is willing to give low interest rates. You may currently be entrapped in a mortgage deal with an interest rate that is higher than the current general rates. Now this is one good reason for you to get that home loan loan refinance deal closed.


With lower interest rates, you get to decrease your monthly outgoings intended for mortgage payments. This translates to higher real income and a boost in your general lifestyle.


To Switch to Lower Monthly Payments


And that is basically one of your goals when applying for a home loan loan refinance - to take advantage of lower monthly payments. This is especially true for people whose monthly payments had gone beyond what they can expediently manage. You get to decrease your monthly payments by switching to lower interest rates (as already mentioned), by subscribing to an interest-only loan or by extending your mortgage term.


What is an interest-only loan? It聮s the type of loan where you pay only for the interest within a given period of time
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, after which you start paying for the principal. You do hold the option of paying for the principal during the period with the amount at your own discretion.


How do you extend your mortgage term? You simply extend, say, a 15-year mortgage to a 30-year mortgage. This spreads out your payment to a longer period, thus
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, decreasing your monthly payments. This may increase your long-term expenses though.


To Switch to a Fixed-Rate Mortgage


Another good reason for getting a home loan loan refinance is to switch to a fixed rate mortgage. You see, an adjustable rate mortgage exposes you to market instability. Before you know it, you may already be dealing with an unmanageable monthly payment because of surging interest rates. You can remedy your problem and finally gain your peace of mind by refinancing to a more stable fixed-rate mortgage.


To Consolidate Debts


One reason many homeowners are getting into a home loan loan refinance is to finally liberate themselves from their numerous credit card debts that have become unmanageable. Refinance mortgages are secured loans .
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Adv



PostPosted: 09 May 2019 04:26:22    Post subject: Adv





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